Say you got in an accident, except it wasn’t an accident, Uncle Phil Tom the Third purposely ran his truck into your drivers side. Bet you are wondering if the insurance covers intentional acts. In fact there is some insurance coverage. However this does not mean that you can purposely damage your vehicle and expect the insurance to cover it, this only applies to cases where someone else hit you on purpose. If you have been hit intentionally by someone you know or don’t. Proceed through the normal steps of an accident and contact the police as well as getting the insurance information of all those involved in the accident. In case the driver tries to leave the scene of the accident be sure to get the license plate information and if possible the name of the driver. Contact an attorney as soon as possible to start the process of filing a claim.
